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HOME BUYING, DEMYSTIFIED.

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    You Can Now Buy Homes with Cryptocurrency
    • Sep 23, 2021
    • 4 min

    You Can Now Buy Homes with Cryptocurrency

    In the US, cash is still king. But with the spotlight now on bitcoin—buying homes with cryptocurrency—at the very least when it comes to lux
    $10 Billion Homeowners Assistance Fund
    • Aug 5, 2021
    • 3 min

    $10 Billion Homeowners Assistance Fund

    If you or someone you know has been struggling to make ends meet since the pandemic began, there’s something you should know. While the...
    FHFA Kills Adverse Market Fee
    • Jul 22, 2021
    • 2 min

    FHFA Kills Adverse Market Fee

    In August of last year, the FHFA decided to add an adverse market fee to the refinancing process. Now, the FHFA is reversing that...
    FHFA Will Help Homeowners Exit Forbearance
    • Jul 8, 2021
    • 3 min

    FHFA Will Help Homeowners Exit Forbearance

    Although it’s been over a decade, the ghost of the crash of ‘08 still hangs in the air—and it skews home buyers' perceptions of the...
    HUD Amends Student Loan Debt Requirements for FHA Loans
    • Jun 23, 2021
    • 2 min

    HUD Amends Student Loan Debt Requirements for FHA Loans

    Effective August 16, 2021, the U.S. Department of Housing and Urban Development (HUD) will be changing the standards of how student loan...
    Get In Loser—Inflation is Taking the Wheel This Summer
    • Jun 17, 2021
    • 2 min

    Get In Loser—Inflation is Taking the Wheel This Summer

    We all knew inflation was coming—but don’t freak out—it’s only temporary. There were signs of inflation as lumber prices were going up,...
    Hurricane Season: Buying Homes Up to Florida Building Code
    • Jun 4, 2021
    • 5 min

    Hurricane Season: Buying Homes Up to Florida Building Code

    The 2021 hurricane season began this past Tuesday on June 1st. Normally, you might stock up on generators, flashlights, canned goods and...
    New QM Rule Set for 2022
    • Apr 29, 2021
    • 3 min

    New QM Rule Set for 2022

    Also known as the qualifying mortgage rule, the QM rule is a standard rule applied to potential home buyers. Mortgage brokers must use...
    House Bill 403: Tallahassee May Decide New Zoning Laws for All of Florida
    • Apr 7, 2021
    • 2 min

    House Bill 403: Tallahassee May Decide New Zoning Laws for All of Florida

    A new business bill has been proposed in the Florida legislature—and it’s ruffling some feathers. Proposed by state senator Keith Perry,...
    Inflation in Latin America & Foreign National Loans
    • Mar 18, 2021
    • 3 min

    Inflation in Latin America & Foreign National Loans

    Miami has a long track record of being an excellent place for foreign nationals to buy investment properties. A lot of factors can play...
    Bought a Florida Home in a Flood Hazard Area? Citizens Property Insurance is Probably Your Provider
    • Mar 11, 2021
    • 4 min

    Bought a Florida Home in a Flood Hazard Area? Citizens Property Insurance is Probably Your Provider

    If you’re a Florida homeowner, chances are that you’re going to have a high property insurance premium. Last December, Florida property...
    How Treasury Yields Affect Your Mortgage Interest Rates
    • Feb 25, 2021
    • 2 min

    How Treasury Yields Affect Your Mortgage Interest Rates

    If you’re in the process of buying a home, chances are you’re going to want to learn about treasury yields, interest rates, what bonds...
    Lenders vs. Brokers: What's the Difference?
    • Jan 20, 2021
    • 2 min

    Lenders vs. Brokers: What's the Difference?

    If you’ve ever shopped for a home, you know that the terminology can get confusing pretty quickly. Specifically, the words broker and...
    How Mortgage-backed Securities Work
    • Jan 14, 2021
    • 3 min

    How Mortgage-backed Securities Work

    Mortgage-backed securities are kind of like stock market units, but for mortgage brokers. Essentially, a mortgage-backed security (MBS)...
    How to Find Pre-Foreclosures
    • Jan 14, 2021
    • 3 min

    How to Find Pre-Foreclosures

    Get Pre-Approved by a Mortgage Broker The general rule of thumb when buying any home is to get pre-approved. It’s just basic home buying...
    How Did the Crash of ‘08 Affect South Florida Home Building?
    • Dec 16, 2020
    • 2 min

    How Did the Crash of ‘08 Affect South Florida Home Building?

    The crash of ‘08 drastically reduced South Florida home building. From 2010 to 2013, when the effects of the crash of ‘08 were felt at...
    Sometimes, You Just Need to Walk Away From the Beach
    • Dec 4, 2020
    • 2 min

    Sometimes, You Just Need to Walk Away From the Beach

    I never thought that I would say this, but sometimes, the best thing you can do is walk away from the beach. Why? Because with the year...
    FHFA Expands Loan Limits
    • Nov 25, 2020
    • 1 min

    FHFA Expands Loan Limits

    The FHFA announced that Fannie Mae and Freddie Mac are expanding conforming loan limits to $548,250 up from $510,400. That’s a 7.5%...
    Broker's Open: We Came, We Saw—We Were Stunned
    • Nov 20, 2020
    • 4 min

    Broker's Open: We Came, We Saw—We Were Stunned

    I love a good open house. The way I think about it, a good open house is like Ben Stiller in Zoolander. All the house needs to do is give...
    Refinance Before GSE Fees Go Into Effect
    • Nov 6, 2020
    • 2 min

    Refinance Before GSE Fees Go Into Effect

    Back in August of this year, the Federal Housing Finance Agency (FHFA) decided to raise their GSE fees. Specifically, these fees are...
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