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HOME BUYING, DEMYSTIFIED.

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    Ginnie, Fannie, & Freddie: An Overview of the Mortgage Cycle
    • Nov 12, 2021
    • 5 min

    Ginnie, Fannie, & Freddie: An Overview of the Mortgage Cycle

    Out of the three main players in the mortgage industry (Ginnie, Fannie, & Freddie), only Ginnie Mae is a self-sustaining, profitable and...
    How the Mortgage Industry Was Built: Part 1
    • Sep 3, 2021
    • 5 min

    How the Mortgage Industry Was Built: Part 1

    In the beginning, the US economy was a disorganized mess. Monetary policy was loose and wild, and the US had absolutely no financial...
    Mortgage Mania: Financial Crisis of 2008
    • Jul 15, 2021
    • 3 min

    Mortgage Mania: Financial Crisis of 2008

    Most people don't know what an extraordinary comeback the housing market has had since the financial crisis of 2008. Seeds of the...
    How I-95 Destroyed Overtown's Housing and Wealth
    • Jun 10, 2021
    • 8 min

    How I-95 Destroyed Overtown's Housing and Wealth

    It was 1956, and President Eisenhower had just signed the Federal-Aid Highway Act. Its main goals were to alleviate traffic congestion in...
    Hurricane Season: Buying Homes Up to Florida Building Code
    • Jun 4, 2021
    • 5 min

    Hurricane Season: Buying Homes Up to Florida Building Code

    The 2021 hurricane season began this past Tuesday on June 1st. Normally, you might stock up on generators, flashlights, canned goods and...
    What the US Learned from the Gold Standard, the Great Depression, and '08
    • May 27, 2021
    • 5 min

    What the US Learned from the Gold Standard, the Great Depression, and '08

    You can't talk about the lessons the US learned during the Great Depression without talking about the gold standard. Setting the Gold...
    Go Big or Go Home—The Florida Land Boom of the 1920s
    • May 20, 2021
    • 5 min

    Go Big or Go Home—The Florida Land Boom of the 1920s

    The Florida land boom of the 1920s was a confusing time of rushed payments and broken promises. Drive around Miami and all the way up to...
    How Did the Crash of ‘08 Affect South Florida Home Building?
    • Dec 16, 2020
    • 2 min

    How Did the Crash of ‘08 Affect South Florida Home Building?

    The crash of ‘08 drastically reduced South Florida home building. From 2010 to 2013, when the effects of the crash of ‘08 were felt at...
    Broward Flood Hazards: Raising Buyer Awareness
    • Oct 26, 2020
    • 2 min

    Broward Flood Hazards: Raising Buyer Awareness

    As Floridians, we tend to take for granted that we live in low-lying areas. Sure, we’re easily impressed when we see mountains (what a...
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