Out of the three main players in the mortgage industry (Ginnie, Fannie, & Freddie), only Ginnie Mae is a self-sustaining, profitable and...

Effective August 16, 2021, the U.S. Department of Housing and Urban Development (HUD) will be changing the standards of how student loan...

When shopping for a home, there are differences when buying a condo vs buying a single family home. Unlike single family homes, you don't...

Also known as the qualifying mortgage rule, the QM rule is a standard rule applied to potential home buyers. Mortgage brokers must use...

Unlike home inspections, four point inspections only apply to homes that are forty years or older. While home inspections take a couple...

Every year, new home buyers are stumped when they find out that their mortgage payment has increased due to an escrow shortage. They...

If you’re wondering about foreign national loans, here are some things you should know: For Investment Properties Only In order to...

Fannie and Freddie Mac both oversee FHA and conventional loans. While they’re both excellent for first time home buyers, there are some...

Once you’ve been house hunting for a while, the same terms start to pop up consistently: closing costs, down payments, mortgage...

Get Pre-Approved by a Mortgage Broker The general rule of thumb when buying any home is to get pre-approved. It’s just basic home buying...

This year, the FHFA announced that Fannie Mae and Freddie Mac are expanding conforming loan limits to $548,250 up from $510,400. We’re...

Do Your Own Research You’ve been pre-approved by a mortgage broker and now you’re ready to buy a home. That’s fantastic! But hold up—do...

A Smart Investment If you’ve never heard of in-law quarters, that’s probably because these housing units faded from the public eye. Due...

Home inspections can normally take anywhere from two to four hours, depending on the size of the house. It’s always a good idea to be...

A simultaneous closing is when a single property is both sold and then bought by another party. Contrary to what you might think, you...

If you’re new to home buying, you might be asking yourself—what’s an appraiser? An appraiser is a finance professional whose job is to...

As Floridians, we tend to take for granted that we live in low-lying areas. Sure, we’re easily impressed when we see mountains (what a...

Getting ready to purchase a home is HUGE. While you’re probably aware of all the hoops you’ll have to jump through, you might not know...